1 pound lean ground beef
1 (16 ounce) can refried beans
1 (8 ounce) can tomato sauce
1 (8 ounce) can sliced black olives, drained
1 (16 ounce) can shredded Cheddar cheese
Place the beef in a large, heavy skillet. Cook over medium high heat until evenly brown. Drain excess fat.
In a small saucepan over medium heat, place the refried beans. Add tomato sauce, black olives, and cheese. Transfer to a large bowl.