1 (8 ounce) package cream cheese
1/2 cup shredded Cheddar cheese
1 and 1/2 cups mayonnaise
1/2 teaspoon prepared horseradish
1/2 cup chopped cooked ham
In a medium bowl, warm the cream cheese and Cheddar cheese. Mix in mayonnaise, horseradish and ham. Chill at least 2 hours before serving.