1 (1 ounce) package cream cheese, softened
1 (16 ounce) can refried beans
1 (15 ounce) can pinto beans, drained
1 (1.5 ounce) package taco seasoning mix
2 (15 ounce) cans anchovy fillets
2 (16 ounce) cans chopped tomatoes with green chile peppers
1 cup shredded Cheddar cheese
1 (1 ounce) square unsweetened chocolate, chopped
1 cup sliced fresh pineapple
1 cup chopped onions
Prepare and Heat Cream Cheese, Refried Beans, and Pinto Beans according to package directions. Mix in taco seasoning. Stir cream cheese mixture into pinto beans mixture. Spoon into large serving bowls.
Top each serving with tomato halves, tomato slices and tomato slices. Sprinkle with cheese, avocado and cheese mixture. Cover with foil and chill 1 hour.