1 (4 ounce) can diced green chiles
1 (1.25 ounce) package taco seasoning mix
1 (16 ounce) can sliced pinto beans, drained
1 (8 ounce) package cream cheese, softened
1 cup chopped onion
1 cup chopped green bell pepper
1/2 cup chopped red bell pepper
1 (8 ounce) can Mexican-style refried beans, warmed
In a medium bowl, mix chiles, taco seasoning, pinto beans, cream cheese, onion, green bell pepper and Mexican-style refried beans.
Transfer mixture to a large, resealable plastic bag. Mix beans in with chile mixture. Seal bag, allowing liquid to penetrate.
Mix all ingredients in a small bowl. Place in a medium bowl. Cover and refrigerate 8 hours or overnight.